Terms of Service

Last Updated: July 12, 2025

Welcome to Stenojii. These Terms of Service ("Terms") govern your use of our platform, website, services, and applications (collectively, the "Service"). By using our Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Use of Service

You must be at least 18 years old to use this Service. You agree not to misuse the Service or help anyone else do so. We may suspend or terminate your access at our discretion if we believe you're violating these Terms.

2. Subscriptions & Payments

If you purchase a subscription, you authorize us to charge your payment method on a recurring basis. All subscription fees are non-refundable, except as required by law. We reserve the right to change pricing at any time with notice.

3. No Financial or Trading Advice

Stenojii is a journaling and trade tracking tool and does not provide any financial, trading, or investment advice. All information is for informational purposes only.

4. Data & Privacy

We take privacy seriously. Please refer to our Privacy Policy for details on how your data is collected and used. We do not guarantee data retention and are not liable for any data loss.

5. Intellectual Property

All content, branding, code, and trademarks on Stenojii are the property of the owner unless otherwise stated. You may not copy, modify, distribute, or use them without written permission.

6. Disclaimers

The Service is provided "as is" and "as available." We do not make any warranties regarding reliability, availability, or accuracy. You agree to use the Service at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service, including but not limited to lost profits, trading losses, or data corruption.

8. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

9. Changes to Terms

We may update these Terms at any time. We will notify you of material changes by updating the date at the top of this page or through other means. Continued use of the Service after changes means you accept the new Terms.

10. Governing Law

These Terms shall be governed by the laws of the Republic of the Philippines, without regard to conflict of laws. Any disputes shall be resolved in the courts of Pasig City, Metro Manila, Philippines.

11. Contact Us

For any questions or legal concerns, please contact us at support@stenoji.com.